Moneywise covers all the key financial matters that impact your money and your lifestyle helping you to identify financial products such as ISAs or pensions that are right for you. And we show you how to avoid the unnecessary costs associated with so many financial products.

Our dedicated team of journalists study a wide range of personal finance issues in detail and use everyday language to explain even the most complicated of financial subjects, enabling you to keep abreast of the latest market developments so you can get the best deal on credit cards, insurance, mortgages as well investments- see at a glance which products are best for you and learn from real life experiences.

Reading Moneywise is like having your own team of financial specialists working on your behalf, every hour of every day, helping you make the most of your hard earned cash.

The iPad/iPhone edition brings you selected pages from the latest issue as soon as it is published. You can subscribe within the application for full access, which brings you every page of the issue and a searchable archive back to August 2011. Issues are not sold individually - for the duration of your subscription you have access to every issue in this archive.

During your subscription you can sync back issues to your device. These will remain in place if your subscription expires, unless your device removes them (for example when running low on disk space). Re-downloading issues requires a current subscription.

• Swipe or tap the page edges to flip to next/previous page.
• Use the animated thumbnail view to flick through the pages.
• Pinch or double-tap pages to zoom.
• Switch between single or double-page view (iPad only).
• Search the current issue or (paid-only) the archive.
• Tap any page links to web sites, email addresses, phone numbers or maps.
• Tap contents-page links to jump to a particular article.
• Sync issues to your device for offline reading (requires wi-fi).
• Network connection required otherwise.

We recommend first running the app within a wi-fi area so it can sync the latest issue to your device - after that you can use it anywhere. Subscribers will receive new issues automatically via Newsstand.

Subscriptions are available within the app at the following prices:

£2.49 per month
£19.99 per year

In addition, please note the following standard features of auto-renewable iTunes subscriptions:

• Your payment will be charged to your iTunes Account at confirmation of purchase.
• Subscriptions will renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period.
• Your account will be charged for renewal within 24 hours prior to the end of the current period.
• You can manage your subscriptions and turn off auto-renewal by going to your Account Settings in iTunes after purchase.
• No cancellation of the current subscription is allowed during active subscription period.

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